Lachlan McKean
NEW STAMP DUTY CONCESSIONS
First home buyers in Queensland could save up to $17,350 under new state government stamp duty concessions as of 9th June 2024 (initially...
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Lachlan McKean
May 294 min read
LMI WAIVERS: A KEY ADVANTAGE FOR ACCOUNTANTS, LEGAL & MEDICAL PROFESSIONALS
Lenders offer LMI exemptions 90% loans for accountants and legal professionals and 95% for medical professionals reducing upfront costs.
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Lachlan McKean
Jun 23, 20234 min read
HECS DEBT – HOW DOES IT IMPACT YOU?
What to do with regards to your HECS Debt when applying for a loan.
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Lachlan McKean
May 4, 20231 min read
HOME GUARANTEE SCHEME NOW TO INCLUDE JOINT FRIENDS AND FAMILY APPLICATIONS
There's no doubt that with increasing interest rates it’s becoming more difficult for first home buyers to get into the market. However,...
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Lachlan McKean
Jun 30, 20223 min read
NEW FIRST HOME GUARANTEE (FHBG) SCHEME ANNOUNCED
The First Home Guarantee (FHBG), previously known as First Home Loan Deposit Scheme (FHLDS) is an Australian Government initiative to...
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Lachlan McKean
Jun 24, 20223 min read
HOW A GUARANTOR CAN GET YOU INTO YOUR FIRST HOME QUICKER
For first home buyers building up a 20% deposit (to avoid Lenders Mortgage Insurance) can feel like an uphill battle. For a $500,000...
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Lachlan McKean
May 5, 20223 min read
WHAT IS SERVICEABILITY & HOW DO LENDERS CALCULATE IT?
When a bank calculates your serviceability, they are essentially gauging your ability to pay off a loan. But how do they do this?
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Lachlan McKean
Mar 16, 20224 min read
GOVERNMENT INCENTIVES TO ASSIST FIRST HOME BUYERS
Buying your first home will likely be the biggest financial commitment you'll make in a lifetime, so it pays to be aware of any help that...
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Lachlan McKean
Feb 10, 20223 min read
THE HIDDEN UPFRONT COSTS WHEN BUYING PROPERTY
When buying a property, there are hidden costs that you need to be aware of.
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Lachlan McKean
Dec 20, 20211 min read
LESS THAN A 20% DEPOSIT - WHAT'S IMPORTANT?
If you have less than a 20% deposit, it's important to understand the difference between genuine and non-genuine savings.
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Lachlan McKean
Dec 13, 20214 min read
THE BIGGEST MYTH OF BUYING A PROPERTY
Think you need a 20% deposit to buy a property? Read on to find out why that’s a myth.
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Lachlan McKean
Nov 24, 20213 min read
THE BASIC GUIDE TO BUYING A PROPERTY
The Basic Guide to Buying a Property contains tips and tricks I've picked up as a Mortgage Broker
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