Lachlan McKean
HECS DEBT – HOW DOES IT IMPACT YOU?
What to do with regards to your HECS Debt when applying for a loan.
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Lachlan McKean
May 26, 20231 min read
CHANGES TO ‘BUY NOW PAY LATER’ COMPANIES A STEP IN THE RIGHT DIRECTION
Financial Services Minister Stephen Jones recently announced a crackdown on ‘buy now pay later’ companies such as Afterpay & ZIP.
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Lachlan McKean
May 4, 20231 min read
HOME GUARANTEE SCHEME NOW TO INCLUDE JOINT FRIENDS AND FAMILY APPLICATIONS
There's no doubt that with increasing interest rates it’s becoming more difficult for first home buyers to get into the market. However,...
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Lachlan McKean
Mar 30, 20233 min read
WHAT ACTUALLY IS A REFINANCE AND WHY SHOULD YOU CONSIDER IT?
Refinancing is where you pay out the loan with your current lender and establish a new loan with a different lender. But why?
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Lachlan McKean
Jan 30, 20232 min read
FIXED RATE EXPIRING SOON? MAKE SURE YOU’RE PREPARED
If you have a home loan and your fixed rate is expiring it's important to be prepared. By reaching out you could save thousands. Read on:
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Lachlan McKean
Sep 27, 20221 min read
THE HOT QUESTION – JUST HOW HIGH WILL INTEREST RATES GO?
It’s one of the hottest questions at the moment for homeowners and potential buyers – how high will interest rates go?
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Lachlan McKean
Jul 15, 20226 min read
WHAT’S THE BEST RATE STRUCTURE – FIXED, VARIABLE OR BOTH?
When applying for or refinancing a home loan an important consideration is whether to go with a fixed or variable rate.
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Lachlan McKean
Jun 30, 20223 min read
NEW FIRST HOME GUARANTEE (FHBG) SCHEME ANNOUNCED
The First Home Guarantee (FHBG), previously known as First Home Loan Deposit Scheme (FHLDS) is an Australian Government initiative to...
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Lachlan McKean
Jun 24, 20223 min read
HOW A GUARANTOR CAN GET YOU INTO YOUR FIRST HOME QUICKER
For first home buyers building up a 20% deposit (to avoid Lenders Mortgage Insurance) can feel like an uphill battle. For a $500,000...
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Lachlan McKean
Mar 16, 20224 min read
GOVERNMENT INCENTIVES TO ASSIST FIRST HOME BUYERS
Buying your first home will likely be the biggest financial commitment you'll make in a lifetime, so it pays to be aware of any help that...
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Lachlan McKean
Feb 10, 20223 min read
THE HIDDEN UPFRONT COSTS WHEN BUYING PROPERTY
When buying a property, there are hidden costs that you need to be aware of.
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Lachlan McKean
Dec 13, 20214 min read
THE BIGGEST MYTH OF BUYING A PROPERTY
Think you need a 20% deposit to buy a property? Read on to find out why that’s a myth.
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Lachlan McKean
Oct 21, 20212 min read
A GUIDE TO HOME LOAN PAPERWORK
A basic guide to home loan paperwork
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