Lachlan McKean
FORGET THE MELBOURNE CUP – ALL EYES WILL BE ON THE RBA ON THE FIRST TUESDAY IN NOVEMBER
Explore the impact of soaring inflation rates in Australia as the Reserve Bank makes a pivotal monetary policy decision
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Lachlan McKean
Jul 27, 20232 min read
HERE WE ARE AGAIN – HOW HAVE THE INTEREST RATE PREDICTIONS CHANGED?
When will the interest rates increase stop? Over the last 12 months I've reviewed the big banks predictions. What are they predicting now?
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Lachlan McKean
Jun 23, 20234 min read
HECS DEBT – HOW DOES IT IMPACT YOU?
What to do with regards to your HECS Debt when applying for a loan.
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Lachlan McKean
May 26, 20231 min read
CHANGES TO ‘BUY NOW PAY LATER’ COMPANIES A STEP IN THE RIGHT DIRECTION
Financial Services Minister Stephen Jones recently announced a crackdown on ‘buy now pay later’ companies such as Afterpay & ZIP.
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Lachlan McKean
May 4, 20231 min read
HOME GUARANTEE SCHEME NOW TO INCLUDE JOINT FRIENDS AND FAMILY APPLICATIONS
There's no doubt that with increasing interest rates it’s becoming more difficult for first home buyers to get into the market. However,...
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Lachlan McKean
Mar 30, 20233 min read
WHAT ACTUALLY IS A REFINANCE AND WHY SHOULD YOU CONSIDER IT?
Refinancing is where you pay out the loan with your current lender and establish a new loan with a different lender. But why?
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Lachlan McKean
Feb 21, 20232 min read
FIVE MONTHS ON – HOW HAVE THE INTEREST RATE PREDICTIONS CHANGED?
Back in September I reviewed what the economists at the four big banks (ANZ, CBA, NAB & WBC) predicted the cash rate would max out at. At...
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Lachlan McKean
Jan 30, 20232 min read
FIXED RATE EXPIRING SOON? MAKE SURE YOU’RE PREPARED
If you have a home loan and your fixed rate is expiring it's important to be prepared. By reaching out you could save thousands. Read on:
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Lachlan McKean
Sep 27, 20221 min read
THE HOT QUESTION – JUST HOW HIGH WILL INTEREST RATES GO?
It’s one of the hottest questions at the moment for homeowners and potential buyers – how high will interest rates go?
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Lachlan McKean
Jul 15, 20226 min read
WHAT’S THE BEST RATE STRUCTURE – FIXED, VARIABLE OR BOTH?
When applying for or refinancing a home loan an important consideration is whether to go with a fixed or variable rate.
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Lachlan McKean
Jun 30, 20223 min read
NEW FIRST HOME GUARANTEE (FHBG) SCHEME ANNOUNCED
The First Home Guarantee (FHBG), previously known as First Home Loan Deposit Scheme (FHLDS) is an Australian Government initiative to...
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Lachlan McKean
Jun 24, 20223 min read
HOW A GUARANTOR CAN GET YOU INTO YOUR FIRST HOME QUICKER
For first home buyers building up a 20% deposit (to avoid Lenders Mortgage Insurance) can feel like an uphill battle. For a $500,000...
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Lachlan McKean
May 5, 20223 min read
WHAT IS SERVICEABILITY & HOW DO LENDERS CALCULATE IT?
When a bank calculates your serviceability, they are essentially gauging your ability to pay off a loan. But how do they do this?
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Lachlan McKean
Mar 16, 20224 min read
GOVERNMENT INCENTIVES TO ASSIST FIRST HOME BUYERS
Buying your first home will likely be the biggest financial commitment you'll make in a lifetime, so it pays to be aware of any help that...
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Lachlan McKean
Feb 10, 20223 min read
THE HIDDEN UPFRONT COSTS WHEN BUYING PROPERTY
When buying a property, there are hidden costs that you need to be aware of.
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Lachlan McKean
Jan 14, 20222 min read
HOW TO EXPAND YOUR PROPERTY PORTFOLIO
Building on your Property Portfolio can be an overwhelming process, but it doesn’t have to be. Read on to find out why.
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Lachlan McKean
Dec 20, 20211 min read
LESS THAN A 20% DEPOSIT - WHAT'S IMPORTANT?
If you have less than a 20% deposit, it's important to understand the difference between genuine and non-genuine savings.
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Lachlan McKean
Dec 13, 20214 min read
THE BIGGEST MYTH OF BUYING A PROPERTY
Think you need a 20% deposit to buy a property? Read on to find out why that’s a myth.
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Lachlan McKean
Nov 24, 20213 min read
THE BASIC GUIDE TO BUYING A PROPERTY
The Basic Guide to Buying a Property contains tips and tricks I've picked up as a Mortgage Broker
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