Mortgage Broking Services
Dependable Financing When You Need It
At LBK Private Lending, we take pride in assisting our clients with finding better rates on their home loans in Brisbane. If you are looking at ways to pay off your home loan faster or reduce the interest rates on your loan, we can look into the option of refinancing with you or on your behalf.
When looking for the right investment loan, there are many factors other than just the interest rate that should be considered in your decision.
We have access to several lenders which allows us to provide a broad range of options rather than being restricted to any one lender.
Finding the right home loan solution takes time and can be a confusing process. We love looking into the nitty-gritty details so that you don’t have to. You can spend your time focused on the things that matter to you knowing we’ve got you covered when it comes to finding the best home loan option.
If you’re finding it difficult reaching a deposit of 20% or higher, that’s where a Family Security Guarantee may be an option.
It allows a family member to act as guarantor to secure your deposit, so you have increased borrowing power. This can reduce your Loan to Value Ratio (LVR) to under 80%, which means you can avoid paying Lender's Mortgage Insurance (LMI) on top of your deposit.
That family member can choose cash (like tucked-away savings or term deposit funds) or equity from their home to use as security, and they won’t need to give any funds directly to the borrower.
Looking to grow your business? We can help you understand the finance options available and do all the legwork in sourcing the right business loan for your needs.
We can also assist with Commercial Loans.
Purchasing your first home can certainly be exciting but obtaining a home loan for your first home can be challenging and daunting, which is why we are trained to eliminate the stress for you and walk you through the process step by step.
First Home Buyers may be eligible to receive the First Home Owners Grant and may also be eligible for stamp duty concessions.
Loan Protection & Insurance takes the financial and emotional stress out of paying off your home loan, with cover to help you meet your loan obligations in the case of a serious illness, involuntary unemployment, terminal illness or death.